:root{--navy:#071d39;--navy2:#0b294d;--ink:#122235;--muted:#63748a;--gold:#c9a45c;--ivory:#f8f5ee;--white:#fff;--line:#dfe6ee;--green:#0f7b55;--amber:#a87500;--red:#a12b3d;--shadow:0 18px 55px rgba(7,29,57,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth;background:var(--ivory)}body{overflow-x:hidden;margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--ivory);line-height:1.6}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}.site-header{position:sticky;top:0;z-index:50;background:rgba(7,29,57,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(255,255,255,.12)}.nav-inner{max-width:1280px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 22px}.brand{display:flex;align-items:center;gap:12px;color:#fff;font-weight:700}.brand img{width:44px;height:44px;object-fit:contain}.brand span{font-size:13px;max-width:180px;line-height:1.15}.main-nav{display:flex;align-items:center;gap:6px}.main-nav a{color:#dbe7f4;padding:10px 10px;border-radius:12px;font-size:13px;white-space:nowrap}.main-nav a:hover,.main-nav a.active{background:rgba(255,255,255,.1);color:#fff}.main-nav .nav-cta{background:var(--gold);color:var(--navy);font-weight:800;margin-left:6px}.menu-btn{display:none;color:#fff;background:transparent;border:0;font-size:30px}.hero,.page-hero{position:relative;isolation:isolate;overflow:hidden;color:#fff;min-height:650px;display:grid;align-items:center}.page-hero{min-height:420px}.hero:before,.page-hero:before{content:"";position:absolute;inset:-5%;background:var(--hero) center/cover;z-index:-3;animation:kenburns 18s ease-in-out infinite alternate}.hero:after,.page-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,17,35,.92),rgba(4,17,35,.62) 50%,rgba(4,17,35,.36));z-index:-2}.hero-inner,.page-hero-inner{width:min(1280px,calc(100% - 44px));margin:auto;padding:90px 0}.eyebrow{display:inline-flex;gap:8px;align-items:center;padding:8px 12px;border:1px solid rgba(255,255,255,.2);border-radius:999px;background:rgba(255,255,255,.06);font-size:12px;letter-spacing:.08em;text-transform:uppercase}.hero h1,.page-hero h1{font-size:clamp(42px,6vw,76px);line-height:1.03;max-width:880px;margin:18px 0}.hero p,.page-hero p{font-size:19px;max-width:760px;color:#d9e5f3}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:14px;padding:13px 18px;font-weight:800;border:1px solid transparent;cursor:pointer}.btn-primary{background:var(--gold);color:var(--navy)}.btn-secondary{border-color:rgba(255,255,255,.22);color:#fff;background:rgba(255,255,255,.06)}.btn-dark{background:var(--navy);color:#fff}.section{max-width:1280px;margin:0 auto;padding:80px 22px}.section.alt{max-width:none;background:#fff}.section.alt>*{max-width:1236px;margin-left:auto;margin-right:auto}.section h2{font-size:clamp(30px,4vw,46px);margin:0 0 14px;line-height:1.1}.lead{color:var(--muted);max-width:780px;font-size:18px}.grid{display:grid;gap:18px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:var(--shadow)}.card h3{margin:0 0 8px;font-size:20px}.card p{margin:0;color:var(--muted)}.service-card{min-height:210px;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden}.service-card:after{content:"";position:absolute;inset:auto -40px -70px auto;width:160px;height:160px;border-radius:50%;background:rgba(201,164,92,.12)}.sticky-strip{position:sticky;top:68px;z-index:40;background:rgba(248,245,238,.94);backdrop-filter:blur(14px);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-scroller{max-width:1280px;margin:auto;display:flex;gap:4px;overflow:auto;padding:7px 12px;scrollbar-width:none}.section-scroller::-webkit-scrollbar{display:none}.section-scroller a{padding:9px 12px;border-radius:999px;font-size:12px;color:var(--muted);white-space:nowrap}.section-scroller a.active{background:var(--navy);color:#fff}.section[id]{scroll-margin-top:130px}.risk{padding:18px;border-radius:18px;border:1px solid var(--line)}.risk.GREEN{border-color:#9fd4be;background:#effbf5}.risk.AMBER{border-color:#eed28c;background:#fff9e9}.risk.RED{border-color:#e7a1ae;background:#fff1f3}.risk.HOLD{border-color:#9db4cf;background:#f1f6fb}.pricing{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}.price-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;min-height:250px}.price{font-size:34px;font-weight:900;color:var(--navy);margin:10px 0}.state-card a{color:var(--navy);text-decoration:underline;text-underline-offset:3px}.portal-card{display:block;background:#fff;border:1px solid var(--line);border-radius:20px;padding:25px;box-shadow:var(--shadow);transition:.2s}.portal-card:hover{transform:translateY(-3px);box-shadow:0 25px 65px rgba(7,29,57,.18)}.portal-card span{font-size:21px;font-weight:900}.portal-card p{color:var(--muted)}.portal-card strong{color:var(--navy)}.form{max-width:780px}.field{display:grid;gap:7px;margin-bottom:14px}.field label{font-weight:700;font-size:14px}.field input,.field textarea,.field select{width:100%;padding:13px 14px;border:1px solid #ccd6e1;border-radius:13px;background:#fff;outline:none}.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--navy);box-shadow:0 0 0 3px rgba(7,29,57,.08)}.wa-wrap,.ai-panel,.wa-panel{position:fixed;z-index:100}.wa-wrap{right:18px;bottom:18px}.wa-fab,.ai-fab{border:0;border-radius:999px;padding:13px 18px;font-weight:900;box-shadow:0 18px 40px rgba(0,0,0,.24);cursor:pointer}.wa-fab{background:#178f4e;color:#fff}.ai-fab{right:18px;bottom:78px;position:fixed;background:var(--navy);color:#fff;z-index:99}.wa-panel{right:0;bottom:58px;width:min(360px,calc(100vw - 36px));background:#fff;border-radius:22px;box-shadow:0 25px 70px rgba(0,0,0,.25);border:1px solid var(--line);overflow:hidden}.wa-head,.ai-head{display:flex;justify-content:space-between;align-items:center;padding:16px 18px;background:var(--navy);color:#fff}.wa-head button,.ai-head button{border:0;background:transparent;color:#fff;font-size:24px}.wa-panel>p{padding:0 18px;color:var(--muted);font-size:13px}.wa-options{display:grid;gap:8px;padding:0 14px 14px}.wa-options a{display:flex;justify-content:space-between;padding:12px 14px;border:1px solid var(--line);border-radius:13px}.ai-panel{right:18px;bottom:135px;width:min(420px,calc(100vw - 36px));height:min(620px,calc(100svh - 160px));background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:0 25px 80px rgba(0,0,0,.3);overflow:hidden;display:flex;flex-direction:column}.ai-messages{flex:1;overflow:auto;padding:14px;background:#f6f8fb;display:grid;gap:10px}.ai-user,.ai-bot{padding:11px 13px;border-radius:15px;max-width:88%;display:flex;gap:8px;justify-content:space-between}.ai-user{margin-left:auto;background:var(--navy);color:#fff}.ai-bot{background:#fff;border:1px solid var(--line)}.speak{border:0;background:transparent}.ai-input{display:grid;grid-template-columns:1fr auto;gap:8px;padding:10px;border-top:1px solid var(--line)}.ai-input textarea{resize:none;border:1px solid #ccd6e1;border-radius:12px;padding:10px}.ai-input button{border:0;border-radius:12px;background:var(--gold);padding:0 15px;font-weight:900}.footer{background:#041222;color:#c8d6e5;padding:60px 22px 30px;display:grid;grid-template-columns:2fr 1fr;gap:36px;max-width:none}.footer-links{display:grid;gap:10px;align-content:start}.footer small{grid-column:1/-1;color:#8da0b5}.table-wrap{overflow:auto}.table{width:100%;border-collapse:collapse;background:#fff;border-radius:16px;overflow:hidden}.table th,.table td{padding:13px;border-bottom:1px solid var(--line);text-align:left;font-size:14px}.table th{background:#f1f4f8}.notice{padding:16px 18px;background:#fff8df;border:1px solid #e9d58e;border-radius:16px}.hero-split{display:grid;grid-template-columns:1.1fr .9fr;gap:26px;align-items:center}.media-card{border-radius:26px;overflow:hidden;border:1px solid rgba(255,255,255,.16);box-shadow:0 25px 70px rgba(0,0,0,.26)}.media-card img{width:100%;height:auto;display:block}.muted{color:var(--muted)}.kicker{color:var(--gold);font-weight:900;letter-spacing:.08em;text-transform:uppercase;font-size:12px}.quote{font-size:24px;color:var(--navy);font-weight:800;line-height:1.35}.pill-row{display:flex;flex-wrap:wrap;gap:8px}.pill{padding:8px 11px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:12px;font-weight:800}.error-box{max-width:700px;margin:80px auto;padding:30px;background:#fff;border:1px solid #f0b5bf;border-radius:20px}@keyframes kenburns{from{transform:scale(1.02)}to{transform:scale(1.10) translate3d(-1%,-.5%,0)}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.hero:before,.page-hero:before{animation:none}.portal-card{transition:none}}@media (max-width:1000px){.main-nav{display:none;position:absolute;left:0;right:0;top:68px;background:var(--navy);padding:12px}.main-nav.open{display:grid}.main-nav a{width:100%}.menu-btn{display:block}.pricing{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.hero-split{grid-template-columns:1fr}.footer{grid-template-columns:1fr}}@media (max-width:700px){.hero,.page-hero{min-height:620px}.hero-inner,.page-hero-inner{width:min(100% - 28px,1280px);padding:70px 0}.hero h1,.page-hero h1{font-size:clamp(36px,11vw,56px)}.hero p,.page-hero p{font-size:16px}.section{padding:60px 14px}.grid-2,.grid-3,.grid-4,.pricing{grid-template-columns:1fr}.brand span{display:none}.ai-panel{right:10px;width:calc(100vw - 20px)}.wa-wrap{right:calc(10px + env(safe-area-inset-right));bottom:calc(10px + env(safe-area-inset-bottom))}.ai-fab{right:calc(10px + env(safe-area-inset-right));bottom:calc(70px + env(safe-area-inset-bottom))}.sticky-strip{top:68px}.section-scroller a{padding:8px 10px}}
.service-list{margin:12px 0 0;padding-left:20px;color:var(--muted)}.service-list li{margin:7px 0}.btn:disabled{opacity:.55;cursor:not-allowed}.ai-input button[type="button"]{min-width:44px}.ai-input{grid-template-columns:1fr auto auto}
.assign-box{display:grid;gap:7px;min-width:240px}.assign-box select,.assign-box input{width:100%;padding:9px 10px;border:1px solid #ccd6e1;border-radius:10px;background:#fff}.assign-box .btn{padding:9px 12px;border-radius:10px}
@media (max-width:700px){.table th,.table td{font-size:12px;padding:10px}.assign-box{min-width:210px}}
